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Tax Reduction Strategies

Let's face it, if you have a pulse, you probably want to pay the lowest possible amount of taxes in your lifetime.

An accountant prepares a client's taxes.

What is tax planning?

The overall objective of financial planning and wealth management is so that you can accumulate and preserve as much wealth as possible. The more taxes that you pay, the less you can grow.

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Tax planning involves using the legal provisions in the Tax Code to keep more money in your hands and less money in the hands of government. 

Why should I care?

Most people approach their taxes with a "deduct now, pay later" mindset. This means that in your highest income years, you'd be paying unnecessarily high taxes, including the years soon after your retire (or make work optional).

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When you're in the years of living off your saved assets, you want that money to last as long as possible and to be enjoyed as much as possible. Improper tax management could negatively affect this lifestyle.

Two retired men are on the golf course, which they have more freedom to do because they did tax planning with Century Financial advisors.
Three men on motorcycles enjoy the open road because they no longer have to worry about overpaying their taxes.

What's in it for me?

By having a plan for your taxes:

  • Your investment accounts and taxes will be properly aligned to pay a lower lifetime tax bill

  • Tax season becomes just an item on the checklist, not a heavy burden

  • You get to keep more dollars than you owe, giving your more ability to do what you love

Century Financial logo, which is a wealth management and financial planning firm in Germantown that serves clients in the Memphis area and online.

Who is Century Financial?

Century Financial is a wealth management firm located in Germantown, Tennessee. Our financial advisors have about three decades of combined experience in asset management, financial planning, and other related services for clients in the Memphis area and beyond. Learn how you can grow and preserve your wealth with guidance from our team.

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